Economy

Compensation for cycling accident claims

Cycling is a trendy sport and hobby for many people in the UK. In 2020, more than 7.5 million people participated in cycling, both on and off the roads. Most cyclists use helmets or high visibility clothes to protect themselves against accidents, but accidents still occur.

However, every year a significant number of cyclists are killed or seriously injured with even more suffering moderate or mild injuries when they are out on their bikes.

When a cyclist suffers an accident that is not their fault, they may be eligible to make cycling accident claims for compensation. The amount of compensation received varies depending on the severity of their injuries and the long-term effects they may suffer.

Here is a guide to cycling accident claims and what to do in the event of a cycling accident.

What are the common causes of cycling accidents?

Collisions between cars and cyclists are a widespread cause of cycling/bicycle accident compensation claims. These can range from a vehicle clipping a cyclist as they pass by to a head-on collision between the two. Two or more cyclists can also collide with each other, often (although not always) resulting in less severe injuries to the parties than when a car is involved.

What kind of injuries are sustained by cyclists?

Injuries that cyclists suffer can range from relatively minor cuts or bruises to much more serious head injuries and broken bones. When an accident occurs, you could be able to get up and walk at the scene or, in some cases, you may be unconscious and require an ambulance and medical attention.

The most common types of minor injuries include scrapes and contusions. Muscle and joint injuries, such as twists and sprains, are also very common in cycling injuries when you have been knocked off your bike by a car. There are also significantly more severe injuries that can occur, such as fractures and broken bones and head injuries. A concussion can be very dangerous if it is not treated correctly.

How to react in the event of an accident?

An accident can be extremely traumatic to a cyclist, both physically and emotionally. Initially, if you are involved in a collision with a car, you should assess your injuries’ severity. If possible, try and take as many details as you can from the driver of the car.

Ensure that you note their name, registration number, telephone number and even the details of their insurance company. This will make it significantly easier to make cycling accident claims later on. If another cyclist has hit you, try and note down their details if you can. If you feel that you need medical assistance, call an ambulance or ask a passer-by to help you.

What are the potential aftereffects of a cycling accident?

If you have suffered serious injuries, there may be a prolonged recovery period. This can mean that you will need to take some time off work to heal from your injuries, and consequently, you might suffer a loss in earnings. You may also find that you are left with medical bills to pay. Some injuries can leave you permanently disabled or in chronic pain on a long-term basis. Aside from the physical effects, there may be psychological and emotional issues that you face too.

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